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Individuals

Investments

AHC PRESTIGE WEALTH MANAGEMENT INC. can assist in demystifying the investment products available in the market and help you to make informed decisions from among the many options at your disposal.

Our team will provide you with financial tools specifically tailored to meet your risk and return requirements.

Investments

Segregated Funds

A segregated fund, also known as a separate account or distinct account, is an investment vehicle used by insurance companies to offer investment products, such as investment funds or annuities.

Unlike mutual funds or exchange-traded funds (ETFs), which are separate entities owned by many investors, a segregated fund is a separate account owned and managed by the insurance company.

Benefits

Maturity
Guarantee

Segregated funds often offer a capital guarantee at maturity, which means that the investor receives at least the initial amount invested on the maturity date, regardless of market performance.

Benefits

Possible Protection
Against Creditors

Assets held in a segregated fund may benefit from protection against creditors in the event of bankruptcy or personal financial litigation, offering greater security for investors.

Benefits

Death
Benefits

Segregated funds may offer death benefits, ensuring a minimum payment to a named beneficiary in the event of the investor's death, often in the form of a specified amount or the highest market value achieved by the investment.

Benefits

Avoid the costs associated with probate fees and delays

By designating a beneficiary directly in a segregated fund, assets can be transferred quickly and efficiently upon the investor's death, thereby avoiding the fees and delays associated with the probate process.

Investments

Annuities

Annuities are financial products offered by insurance companies that provide a stream of regular payments to an individual in exchange for a sum of money, usually paid in the form of premiums or a lump sum.

They are often used as a means of guaranteeing a regular income during retirement or to meet long-term financial needs.

Types of Annuities

Life Annuities

Life annuities provide regular payments to the investor for their entire life, regardless of how long they live. They offer long-term financial security and can be especially useful for those looking to guarantee a stable income after retirement.

Types of Annuities

Term-Certain Annuities

Term-certain annuities provide guaranteed income payment for a fixed period. Even if the investor dies before the end of the guaranteed period, payments will continue to be made to a designated beneficiary.

Types of Annuities

Variable Annuities

Variable annuities offer payments that can vary according to the performance of the underlying investments, often mutual funds or segregated funds. They allow investors to participate in the markets while guaranteeing a regular income.

Types of Annuities

Prescribed or Non-Prescribed Annuities

Prescribed annuities are annuities in which payments are governed by specific, pre-established tax rules, often offering tax benefits to investors. Conversely, non-prescribed annuities are more flexible in terms of payments and management.

Investments

Wealth Management

Consulting services and individual, family, fiduciary and business wealth management

Choose the right time to invest. Generate a solid return. Plan your retirement. These are concepts that can be challenging to manage when trying to grow your wealth. How do you know which choices to make? Our dedicated senior investment advisors, such as Antoine Houde-Caron, will be present to assist you along the way.

Working closely with Manulife Wealth Inc., Antoine Houde-Caron implements the fundamental values of this major network on a daily basis. This means you will have access to comprehensive and impartial advice. To personalized service. To communications on a regular basis. And to discussions focused on transparency, loyalty and respect.

But that’s not all: Antoine Houde-Caron has surrounded himself with a multidisciplinary team of hand-picked specialists.

With these resources, you’ll be able to have all of your wealth management questions answered under one roof.

Retirement Dreams and Goals

We provide you with comprehensive and personalized financial advice, as well as a customized investment portfolio, tailored to your expectations and aspirations.

Antoine Houde-Caron will formulate a strategy to help you achieve them, while providing you with a comprehensive view of your wealth and its evolution at all times.

Wealth Management Accounts:

  • RRSP LIRA
  • RRIF FRV
  • TFSA
  • FHSA
  • RESP RDSP
  • IPP
  • CORPORATE CAD USD CASH ACCOUNTS
  • CAD USD COMPANY MANAGEMENT TRUST ACCOUNT
  • OTHERS
  • RRSP LIRA
  • RRIF FRV
  • TFSA
  • FHSA
  • RESP RDSP
  • IPP
  • CORPORATE CAD USD CASH ACCOUNTS
  • CAD USD COMPANY MANAGEMENT TRUST ACCOUNT
  • OTHERS

Now is the perfect time to develop an investment plan that meets your risk and return requirements.

For more information